Who is The Florida Mortgage Caddy?
I’m William Ware, also known as The Florida Mortgage Caddy. Just like a golf caddy helps players read the course and make the right shot, I guide my clients through the lending process with strategy, clarity, and confidence.
As a proud Army veteran and current Army Reservist, I bring discipline, integrity, and attention to detail to every deal I handle. While many think mortgages are just about buying a home, I specialize in more than residential lending. I help clients tap into opportunities with commercial loans, investment properties, and business-purpose loans designed to fuel long-term growth.
Whether you’re looking to purchase a home, expand your investment portfolio, refinance for better terms, or secure financing for a business project, I focus on education first. My goal is to break down the complex lending world into simple, actionable steps so you feel confident making the right move, without ever feeling lost in the “rough.”
At the end of the day, you don’t just need someone to hand you a loan, you need a partner who knows the course and helps you play it smart. That’s the role I take as your Mortgage Caddy.
Residential Mortgages
Buying a home is one of the biggest financial decisions you will ever make, and having the right mortgage strategy can make all the difference. Whether you are a first-time homebuyer, a growing family that needs more space, or a homeowner ready to refinance, I will help you find a loan that fits your goals and lifestyle.
I work with a variety of residential loan programs including VA, FHA, Conventional, and USDA loans. My approach is simple: I explain your options in plain language, lay out the pros and cons, and guide you step by step through the process so you feel confident from application to closing.
With me as your Mortgage Caddy, you will never be left guessing. Together, we will make sure your loan is the right fit so you can focus on enjoying the next chapter in your home.
Commercial Loans
Financing a commercial property requires a different approach than a traditional home loan. Whether you are purchasing an office building, expanding your business space, or investing in income-producing property, the right loan structure can set you up for long-term success.
I work with clients to secure financing solutions tailored to their goals, from small business projects to larger commercial investments. Every situation is unique, which is why I take the time to understand your objectives, explain the available options, and guide you through the process from start to finish.
With me as your Mortgage Caddy, you gain a partner who understands both the numbers and the strategy. Together, we will find the financing that helps your investment or business move forward with confidence.
Business Lending
Every business has unique financing needs, and the right loan can provide the foundation for growth. Business purpose loans cover a wide range of opportunities, including SBA loans, franchise financing, startup funding, equipment purchases, and working capital solutions.
I work with business owners and entrepreneurs to understand their goals and match them with lending options that make sense for their situation. Whether you are launching a new venture, expanding an existing business, or streamlining cash flow, I focus on finding financing that supports both your short-term needs and long-term success.
With me as your Mortgage Caddy, you gain a partner who can help you navigate the lending landscape with clarity and confidence. Together, we will find the business loan that keeps your company moving forward.
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